TKG WEALTH ADVISERS, LLC
1093 Raritan Rd, 2nd Fl.
Clark NJ 07066
Telephone: (848) 235-5405
January 2024
Investment advisers are required by law to inform their clients of their policies regarding privacy of client information. TKG Wealth Advisers, LLC (“TKG Wealth” and/or the “Firm”) are bound by professional standards of confidentiality that are even more stringent than those required by law. Federal law gives the customer the right to limit some but not all sharing of personal information. It also requires us to tell you how we collect, share, and protect your personal information.
Information We Collect From You
TKG Wealth collects personal information about its customers to help it serve their financial needs, process transactions in their account(s), provide customer service, offer new products or services, and fulfill legal and regulatory requirements. RIA collects information about its customers from the following sources:
- information provided to us, our affiliates, or our investment adviser representatives by our customers (such as on account applications and related forms, in discussions with our employees and adviser representatives, or through our website).
- information gathered from our internal files regarding the customer’s transaction history with us (such as products or services purchased, account balances, trading history, and payment history), as well as that provided by information service companies and consumer reporting agencies (such as transactions or credit relationships with unaffiliated third parties).
- information provided by other unaffiliated third parties, including employers, associations, retirement plan benefit sponsors, and other institutions, if the customer transfers positions or funds to us.
This information may include “nonpublic, personal information,” (“NPI”) which means information that is not readily known or accessible in the public realm, such as the customer’s social security number, birth date, net worth, assets, income, and medical information (if applying for insurance), as well as the fact that the customer has an account with us.
Sharing Information
Pursuant to federal law, we may not disclose a customer’s nonpublic personal information without his/her prior consent, unless the disclosure is needed to:
- provide the services requested by the customer, including:
- clearing, transferring, confirming, or reconciling transactions in the customer’s account(s); and
- providing statements or other records regarding the status or value of the customer’s account(s);
- provide the customer with marketing materials regarding our products and/or services, as well as those offered pursuant to joint agreements with our affiliates or non-affiliated third parties, so long as all parties offering the products and/or services have agreed, in writing, to protect the confidentiality of the customer’s information and to not use it for any other purpose;
- enforce any of our rights, including the collection of any fees or other payments due;
- provide any of RIA’s affiliates with information regarding our operations, or as reasonably required pursuant to the proposed or actual sale, merger, transfer, or exchange of all, or a portion of, our business;
- comply with the request or requirements of regulatory and/or law enforcement organizations;
- respond to a subpoena or discovery request; or
- provide disclosures as otherwise permitted or required by law.
We may provide such information to the Firm’s affiliates and/or unaffiliated financial or non-financial services providers (such as insurance companies, mutual fund companies, banks, investment firms, third-party administrators, clearing firms, and other third parties who assist us in providing account maintenance or customer service) as necessary pursuant to the exceptions listed above.
We do not sell, share, or disclose your nonpublic personal information to unaffiliated third-party marketing companies.
Safeguarding Information
TKG Wealth recognizes the need to prevent unauthorized access to the information we collect, including information held in electronic format. The Firm authorizes access to your nonpublic personal information only to personnel who need that information to serve you. We maintain physical, electronic, and procedural safeguards regarding your nonpublic, personal information to ensure that we comply with our own policy, industry practices, and federal and state regulations. If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.
Opting-out
Federal law allows you the right to limit the sharing of your NPI by “opting-out” of the following:
- sharing for non-affiliates’ everyday business purposes – information about your credit-worthiness;
- sharing with affiliates who use your information to market to you; or sharing with non-affiliates to market to you.
- State laws and individual companies may give you additional rights to limit sharing.
To request that we not disclose your information for this or any purpose (other than those covered under the exceptions listed under “Sharing Information,” above), please call us at (848) 235-5405. If we do not receive such a request from you within thirty (30) days of you opening an account, contracting for services, or receiving our annual privacy notice, we have the right to assume you do not object to the disclosure of your information for any reason permitted by federal law until you notify us to the contrary. (Please note that the laws of certain states may impose additional restrictions upon the disclosure of customers’ confidential information.)
Please call if you have any questions. Your privacy, our professional ethics, and the ability to provide you with quality financial services are very important to us.